Cash Offer vs Listing With an Agent in New Haven
Agents will tell you they get a higher price. Cash buyers will tell you they close faster. Both are true. The real question is what you net after all costs, and how much of your life the process costs you.
Gross vs net
Agent sale in New Haven: 5–broker compensation, which is negotiable,, 2–3% closing costs, plus repairs the buyer's inspector will demand ($5k–$25k). Now subtract 3–6 months of mortgage, taxes, and utilities in Connecticut.
Cash sale: zero commission, we cover all closing costs, no repairs. Lower gross number but often a comparable — sometimes higher — net.
Certainty
Roughly 1 in 5 agent-listed deals falls through — usually financing, inspection, or appraisal. Cash sales close because there's no financing to fall apart.
When to list with an agent
Move-in ready, no time pressure, no life event forcing a fast sale. If you check all three boxes and can wait 90–120 days, an agent may net you more.